This Internet web site is provided by Commerce National Bank and its affiliated companies. Your use of this web site is subject to the following terms and conditions ("Terms"). Commerce National Bank may revise these Terms from time to time by updating this posting, with the revised Terms taking effect as of the date of its posting.

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS SITE.

By using this site, you signify your assent to these Terms. If you do not agree to these Terms, you may not use the site.

Use of Materials on this Web Site
Commerce National Bank maintains this web site for your personal information and education. You may download one computer copy or print one copy of the material on this web site for your own non-commercial, educational, private or domestic use only, provided you do not delete or change any copyright, trademark, or other proprietary notices. You should assume that everything you see or read on the web site (such as images, photographs, illustrations, icons, texts, video clips, written and other materials) ("Commerce National Bank's Material") is protected notably under copyright and trademark legislation and internationally under treaty provisions, unless otherwise noted. You may not sell, reproduce, distribute, modify, display, publicly perform, prepare derivative works based on, report or otherwise use any Commerce National Bank's Material in any way for any public or commercial purpose. Furthermore, you may not use or display Commerce National Bank's Material on any other web site or in a networked computer environment for any purpose. If you violate any of these Terms, your permission to use Commerce National Bank's Material will automatically terminate and you must immediately destroy any copies you have made of Commerce National Bank's Material. Any unauthorized use of Commerce National Bank's Material by you may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes. You may not establish a link to the Commerce National Bank web site from a third party site without our prior written permission.

Your Submissions
Any communication or material you transmit to the web site by electronic mail or otherwise, excluding personally identifiable data about yourself, including, but not limited to, any data, questions or answers, comments, suggestions, or the like will be treated as non-confidential and non-proprietary by Commerce National Bank. By posting communications to the web site, you automatically grant Commerce National Bank a royalty-free, perpetual, irrevocable non-exclusive license to use, reproduce, modify, publish, edit, translate, distribute, perform, and display such communication(s) alone, or as a part of other works in any form, media, or technology whether now known of hereafter developed and to sublicense such rights to anyone. Anything you transmit or post may be used by Commerce National Bank for any purpose, including but not limited to reproduction, disclosure, transmission, publication, broadcast and posting, or developing, manufacturing and marketing products using such information.

Privacy Statement
Commerce National Bank is committed to protecting the privacy of visitors to its web site. Commerce National Bank analyzes aggregate and non-personally identifiable data relating to usage of this site. Personal information is collected with the knowledge and authorization of users upon registration to the web site. Information provided at the time of registration or submission will not be used for any unsolicited communication. Such data is kept secure at all times and is only used for purposes relating to Commerce National Bank. Commerce National Bank does not sell, rent or otherwise make available any personal data submitted by visitors to its web site to any third parties. Furthermore, upon request, registered visitors may access and/or correct any erroneous information.

Any request concerning your personal data and/or cancellation of your registration should be made to:

Commerce National Bank
4040 MacArthur Blvd., Suite 100
Newport Beach, CA 92660
Phone 949.474.1020
Fax: 949.474.2010

Disclaimer
The information on this site is intended for general information purposes only. Commerce National Bank tries to ensure that the information on this site is accurate and complete. Commerce National Bank does not warrant or represent that Commerce National Bank's Material is accurate, error-free or reliable or that your use of Commerce National Bank's Material will not infringe rights of third parties. Your use of the web site is at your risk. Commerce National Bank does not warrant that the functional aspects of the web site or Commerce National Bank's Material will be error free or that this web site, Commerce National Bank's Material or the server that makes it available are free of viruses or other harmful components. If your use of this web site, or Commerce National Bank's Material results in the need for servicing or replacing property, material, equipment or data, Commerce National Bank is not responsible for those costs. Without limiting the foregoing, everything on the web site is provided to you "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, REASONABLE CARE AND SKILL, OR NON-INFRINGEMENT. Commerce National Bank and its suppliers make no warranties about Commerce National Bank's material, software text, downloads, graphics, and links, or about results to be obtained from using the web site.

Trademark Notice
The trademarks, logos and service marks (collectively the "Trademarks") which you see on this site are registered and unregistered trademarks of Commerce National Bank are licensed to Commerce National Bank by third parties. Nothing contained on the web site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this web site without the written permission of Commerce National Bank or such third party who owns the trademark. Your misuse of any trademark displayed on the web site, or any other content on the web site, except as provided herein, is strictly prohibited.

Copyright Notice
All contents of this web site are © Copyright protected by Commerce National Bank. All rights reserved.

Links
On this site you may be offered links to other sites operated by parties other than Commerce National Bank. The inclusion of any link to such sites does not imply endorsement by Commerce National Bank of those sites. Commerce National Bank has not reviewed all of the sites linked to its web site and is not responsible for the content or accuracy of any off-site pages or any other sites linked to this web site. Your linking to any other off-site pages or other sites is at your own risk.

Termination
You agree that Commerce National Bank may terminate your use of the web site if Commerce National Bank reasonably believes that you have violated or acted inconsistently with the letter or spirit of this Agreement, or violated the rights of Commerce National Bank or any third party, or for any reason with or without notice to you. You agree that Commerce National Bank may modify or discontinue this web site, with or without notice to you. You agree that Commerce National Bank will not be liable to you or any third party as a result of such modification or discontinuation. The provisions entitled "Disclaimer," "Limitation of Liability," and "General Provisions" will survive termination of these Terms.

Limitation of Liability
Under no circumstances whatsoever shall Commerce National Bank be liable for any loss arising out of or in connection with the use of information available from this web site whether direct or indirect including, without limitation, any liability relating to any loss of use, interruption of business, lost profits or lost data, or incidental, special or consequential damages of any kind regardless of the form of action, whether in contract, tort (including negligence) or otherwise, even if Commerce National Bank has been advised of the possibility of such damages.

General Provisions
Unless otherwise specified, the information and materials in the site are presented solely for the purpose of promoting the goods and/or services of Commerce National Bank. Commerce National Bank makes no representation that Commerce National Bank's Material is appropriate or available for use in every country of the world. You use this web site at your own risk and are responsible for compliance with applicable local laws, keeping in mind that access to Commerce National Bank's Material may not be legal by certain persons or in certain countries. Our goods and/or services are available in many parts of the world. However, this web site may describe goods and/or services that are not available world-wide. Any cause of action you may have with respect to this web site must be commenced within two years after the claim or cause of action arises. These Terms will be governed by and construed in accordance with the laws of the United States without regard to its conflicts of law provisions. The waiver by Commerce National Bank of a breach of any provision of these Terms will not operate to be interpreted as a waiver of any other or subsequent breach.