Commerce
National Bank’s Cash Management team is ready to assist
you and your company with today’s complex business processes.
We offer personalized service while delivering a wide array
of cash management products and solutions. Our automated systems
can help you better manage your cash flow cycle, increase
interest income to reduce borrowing expense, and reduce internal
operational expense in order to increase efficiency.
Contact Us - For further information on how CNB can help your
business better manage your collections and disbursements,
please contact Tracy Wessman at 949.474.1020 or email to
twessman@commercenatbank.com
ECORP
ONLINE
This innovative online banking system allows you to conduct
your banking in a secure environment with password protection.
Product features include: previous and current day account
activity reports, check imaging, electronic bank statements,
stop payments, account transfers, wires and ACH.
REMOTE
DEPOSIT CAPTURE
Scan
checks received from customers and issue deposits electronically
to your account with CNB. Anytime day or night. It's the fastest
way to turn check deposits into cash.
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COURIER
SERVICE
We can schedule your check deposits to be picked up and delivered
at your convenience. This can increase your productivity in
the office by saving you time.
WHOLESALE
LOCKBOX
Have your customers mail payments directly to a designated
PO Box under your business name for processing. This improves
your cash flow by reducing mail time through accelerated processing
and check clearing.
ZERO
BALANCE ACCOUNTS (ZBA)
Allows businesses to set up multiple accounts to be automatically
depleted to a zero balance at the close of each business day.
The benefit is the concentration of all funds into one main
account.
POSITIVE
PAY
This automated tool is designed to detect and prevent check
fraud. By providing us with your accounts payable file, we
are able to validate the check number and amount that we receive
for payment. Any discrepancies are reported to you on a daily
basis in order to decline payment before your account is debited.
CASH
VAULT
You can eliminate the risk of transporting cash to the bank
through our Cash Vault service. We can have your daily cash
deposits picked up by an armored transport carrier and delivered
to our central processing location.
CD
ROM STATEMENTS
Provides businesses with a CD ROM of monthly statements and
check images.
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